The stock in focus this month is CYBG (CYB). CYBG is a full service UK bank previously owned by NAB. After years of underperformance CYB was demerged in 2016. It…
Read More
By Leon De Wet – Elston Portfolio Manager At first glance the answer may seem obvious, but is it? That depends on what an investor is looking to protect against….
With the rise of e-commerce, you might be tempted to think that the traditional grocery shop is on the way out. But is it? While certainly facing a competitive threat,…
In a low rate environment, the income or cash flow that an investment provides is important, particularly if you rely on this income to fund your living expenses. While comparing…
If your family is like many Australian families, when you get together for Christmas this year, you might find that the conversation turns to property. As a nation, we have…
In recent times, we have seen the rise of so called ‘crypto-currencies’ such as Bitcoin and Ethereum, which have put themselves forward as alternatives to traditional stores of value and…
For most Australians, the definition of retirement means different things to different people. Whereas previously to retire meant a departure from paid employment, nowadays lifestyle factors affect our work-life cycle…
“Our lives are defined by opportunities, even the ones we miss.” – Eric Roth For anyone who wants a comfortable retirement, 1 July 2017 is a very important date, as…
One of the most common questions we are asked by clients planning for retirement in the next 5 or 10 years is ‘How much do I need?’ Compared to those…
In the financial world, there are often quoted ‘rules of thumb’. A common one is: “If you own your home and have $1 million invested, you’ll be right for retirement.”…